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These statistics offer a similar experience in many other states. Which means the borrower can pay $400 - $500 in loan fees on a $400 loan. This can be absurd usury and will be illegal as it is not helping anyone except the lender. It is predatory lending at better if just gets borrowers in deeper debt than before."Some will say, that little man has to have somewhere to go," said state Rep. Eldridge Emory, "Butif he gets money this way, he is just digging a dent deeper and deeper, and he is not going to get out."Several states like Vermont have currently banned this form of predatory lending.

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