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Some states like South Carolina have placed limits around the fee amount allowed. Sc law limits this fee to 15% of the loan amount borrowed. Should you look at this in a yearly APR it would be 390% interest.
Payday cash advances are a very useful source of short term credit - you can use a wage advance for nearly any purpose from buying a new computer to finally affording the lump sum payment deposit on that new apartment You have had your eye on. The true secret to not forget when looking at cash loans is to use the best deal fitting your particular needs - some lenders will offer a fixed rate charge of, for example, 25% on every $100 borrowed whereas some lenders will merely charge a flat 1% charge right through the credit. Should you only need your cash advance for a amount of a few days then it obviously makes sense to opt for the daily charge.
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